Compte bancaire en ligne

Open My Online Account: Yes, It's Possible!

Opening a bank account directly online saves considerable time and offers you the opportunity to meet with your advisor in person afterwards.

Discover Rawbank's Banking Offers

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Personal Current Account

The sight account is a standard current account. This account is available in Congolese Franc (CDF), U.S. Dollar (USD), Euro (EUR), South African Rand (ZAR), Yuan (RMB).

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Loyalty Savings Account

The Loyalty account is a standard savings account with no account ceiling. It is available in Congolese Franc (CDF), U.S. Dollar (USD). This account is intended for Rawbank Retail and Privilege clients.

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The Academia account is a hybrid account, it is a standard current account that also allows for saving. This account is intended for Rawbank's young clientele, aged between 13 and 25 years.

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Smiley savings account

Le compte smiley est un compte épargne en Dollars Américains (USD). Ce compte est destiné aux enfants âgés de 0 à 17 ans.

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SME Account

The SME account for professionals of small and medium-sized businesses.

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The Large Enterprise Account is a corporate account for large commercial structures.

Please fill in the following fields and send us your request to open a bank account.

For the Congolese

  • An original and valid ID: voter's card, passport, stamped lost ID certificate, or driver's license;
  • Two color passport photos.

For minors, additionally provide

  • A birth certificate and/or card for the minor ;
  • A court order appointing the guardian;
  • A court order appointing the guardian;

For Foreigners

For a resident account, provide :

  • A valid passport;
  • Two color passport photos
  • A residence certificate;
  • A work or settlement visa (minimum 6 months).

For a non-resident account, provide :

  • An ID (passport or identity card) certified by the town hall or embassy;
  • Two color passport photos
  • Proof of address in the country of residence (electricity, water bill, etc.);
  • A banking honorability certificate from the country of residence.
Open a Bank Account Online with Rawbank

Comparison of Rawbank's Online Banking Account Offers
Rawbank, considered a leading bank in the Democratic Republic of Congo, stands out for its extensive range of online banking solutions. We offer a variety of offers designed to adapt to a multitude of financial needs, taking into account the different nuances of each client's financial situation.

Customized Account Choices Tailored to Your Needs
Our online account offers are designed to meet various needs, whether it's a savings account to set aside money for the future, a current account for managing your daily transactions, or an investment account to help grow your capital. Depending on your expectations, financial habits, and goals, we will guide you in selecting the most suitable offer.

Currency Flexibility for Optimal Account Management
At Rawbank, we are committed to making the online banking experience as smooth as possible. Therefore, we have simplified our online account opening process to be not only easier but also faster than ever.

Ease of Opening an Online Account with Rawbank
At Rawbank, we are committed to making the online banking experience as smooth as possible. Therefore, we have simplified our online account opening process to be not only easier but also faster than ever. 

A Three-Step Easy Process
Opening an online account with Rawbank involves three simple steps. Firstly, you need to fill out our online application form, which requests personal, financial, and professional information. This initial step allows the bank to understand who you are and what your financial needs are, helping us offer you the most suitable services for your situation.
Next, you will need to provide certain documents to substantiate the information provided in the form. This may include an ID card, proof of residence, and in some cases, income proofs. This allows Rawbank to verify your identity and financial situation.
The final step is to validate your request and open your account. Once you have submitted the account opening form and the supporting documents, Rawbank will review your request. Once approved, you will receive access information to your account, including the account number and password.

Forms Designed for Ease of Use
Rawbank's forms are carefully designed to facilitate the account opening process. They are simple, clear, and contain detailed instructions to guide you at every step. Each section of the form is clearly labeled, and explanations are provided for less common or more complex information.
In addition to being easy to fill out, our forms are also secure. We use the latest technologies to ensure that the information you provide during the account opening process is protected.

Verification Process for the Security of Your Account
At Rawbank, the security of your account is our priority. Once you have submitted your account opening request, we initiate a series of checks to ensure the integrity, security, and compliance of your new bank account. These verification measures are both a legal responsibility and an integral part of our commitment to protect your financial well-being.

Thorough Document Checks&
Verifications may require the presentation of additional documents to confirm your identity, address, and sometimes your income and expenses. This can include official identification, a recent utility bill as proof of residence, or pay slips to prove your income. This allows us to ensure that the information you provided is accurate and up-to-date.

Utilization of Advanced Technologies We also rely on advanced technologies to secure your transactions and protect your information. This includes the use of data encryption, fraud detection systems, and firewalls to prevent cyber attacks. Additionally, we conduct regular security audits to ensure that our systems and protocols are up-to-date and compliant with industry standards.

Rigorous Security Protocols
Our commitment to security is also reflected in the implementation of rigorous security protocols. For example, we use two-factor authentication (2FA) to ensure that you are the only person who can access your bank account. Furthermore, we have strict protocols in place for Rawbank employees to ensure
that they handle your information with the utmost confidentiality and security.

Access to Your Online Bank Account Anytime
One of the major benefits of choosing an online bank account with Rawbank is the high level of accessibility. Once your account is open, you can enter the world of digital banking, where convenience and flexibility are at the core of every transaction.

Banking at Your Fingertips, 24/7
With a Rawbank online account, your bank is always open, 24 hours a day, 7 days a week. You can access your banking services anytime, anywhere in the world, as long as you have an internet connection. You are no longer limited by branch opening hours or weekends and holidays. You can check your balance, make a transfer, or simply view your account at the time that suits you best.

Simplified Management of Banking Transactions
Online banking with Rawbank is designed to be as simple and user-friendly as possible. Transfers, bill payments, online purchases, and balance checking can all be done with a few clicks. You can even schedule recurring payments, such as electricity bills or rent, to be automatically paid on a specific date, making the management of your money even simpler and stress-free.

Rawbank Mobile Banking
For an even more convenient experience, download the Rawbank mobile application. Available on iOS and Android, it is designed to allow you to manage your money quickly and easily from your smartphone. You can check your balance, make transfers, pay bills, and even deposit checks using the mobile check deposit feature. Security is also a priority in our application, with features such as fingerprint authentication, facial recognition, and data encryption to keep your information secure.

Competitive Rates and Attractive Returns for Your Online Account
At Rawbank, we understand that the competitiveness of banking rates is a crucial aspect for our customers. That's why we strive to offer competitive rates that allow you to maximize the value of your money. Here's how we stand out:

Tarifs concurrentiels grâce à une structure opérationnelle efficace
We also understand the importance of growing your money. That's why Rawbank offers generally higher interest rates on deposits compared to traditional banks. We want your money to work hard for you by offering attractive returns on your savings. Whether you open a savings account or make fixed-term deposits, we seek to provide you with opportunities for financial growth through competitive rates.

Attractive Interest Rates for Your Deposits
Nous comprenons également l’importance de faire fructifier votre argent. C’est pourquoi Rawbank propose des taux d’intérêt généralement plus élevés sur les dépôts par rapport aux banques traditionnelles. Nous voulons que votre argent travaille dur pour vous, en vous offrant des rendements intéressants sur vos économies. Que vous ouvriez un compte d’épargne ou que vous effectuiez des dépôts à terme, nous cherchons à vous offrir des opportunités de croissance financière grâce à des taux compétitifs.

Transparency and Flexibility
At Rawbank, transparency is at the core of our relationship with our customers. We are committed to providing you with clear and accurate information about our banking rates. We also emphasize flexibility to meet your specific needs. Whether you have frequent transaction needs or are looking to maximize the returns on your savings, we are here to assist you with solutions tailored to your situation.

In conclusion, opening an online bank account with Rawbank in the Democratic Republic of Congo offers a convenient and advantageous experience. You benefit from a full range of banking services, with the flexibility to manage your account in different currencies. This option not only enables efficient management of local transactions but also international ones. With Rawbank, online banking has never been easier and more advantageous.