The Smiley Account is a savings account in US dollars (USD), for children aged 0 to 12 years old.

How to open a Smiley Account

To be a Smiley Minor Account holder, you must:  

• Have the child's legal representative open the account
• 2 color passport photos for the minor and 2 color passport photos for the child's legal representative
• Have the child's birth certificate
• Make a minimum deposit of USD 50 at the opening of the account

What are the benefits of the Smiley Account?  

There are multiple benefits offered:

• No account management fees
• 2.5% annual interest (5% if no withdrawal during the year)
• The bank offers you a welcome gift of 10 USD at the opening of the account for any child under 10 years old

What transactions can I carry out with the Smiley Account?  

The following transactions are allowed through the Smiley Account:

• Deposit at the counter
• Withdrawal at the counter
• Leveling from parent or guardian account to child's account