Prepaid Card
Do you need a card with payment and withdrawal capabilities that meet your daily needs? Discover the Visa CDF debit card
Why choose this card ?
Enjoy several advantages with the rechargeable virtual prepaid card :
- If lost or stolen, your card cannot be used by others
- Top up at any Rawbank branch network
- Your card isn't tied to any bank account
- Benefit from a balance of up to 1,000 USD.
Order your virtual card now !
Here's how to order your virtual card :
1 - Visit a RAWBANK branch and request a virtual card
2 - Fill out the card application form provided by the Rawbank agent
3 - Your card isn't tied to any bank account
4 - Benefit from a balance of up to 1,000 USD.
5 - Finally, all card information will be sent to you by SMS.
How does it work?
You will receive an SMS on your telephone with the information needed to activate your payment :
- The PAN (card number)
- The cardholder's name
- The card's validity and the CVV
Want to top up your virtual card ?
The process is simple and quick :
- The client visits a Rawbank branch and initiates the request to top up their virtual card;
- The client completes the top-up form by entering the PAN and the top-up amount;
- The client makes the deposit of the stated amount at the cashier and approaches the bank agent who checks the information and enters it in the portal to proceed with the top-up. The client will then receive an SMS confirming that the top-up has been successful.
The Rawbank virtual prepaid card for secure payments in the Democratic Republic of Congo
At Rawbank, we provide a simple and effective solution for making secure payments while managing your budget; discover the virtual prepaid card. This card is an interesting alternative for those looking to avoid cash payments or traditional bank transactions.
The virtual prepaid card is a rechargeable card that operates like a debit card. It is an online payment method and a budget management tool for bank clients.
How prepaid cards work
The rechargeable prepaid card lets you easily settle purchases and bills without needing a bank account or credit card. It can be used for online shopping, payments in stores, restaurants, or gas stations, and for cash withdrawals from ATMs. This card enables secure transactions without needing a physical card or bank account abroad. It also offers complete control over spending, as clients can set spending limits and track transactions in real time. The virtual prepaid card is available to all Rawbank clients, whether they have a bank account or not.
This card can be charged easily and quickly, online or at one of our many sales points. Charges are available in different values and can be purchased securely through our advanced security system.
With the Rawbank prepaid card, you can also enjoy the cultural riches of the Democratic Republic of Congo. Whether you want to attend a concert at the Symphony of Arts, visit Laurent-Désiré Kabila's Mausoleum, or admire the Statue of Kasa-Vubu, this card offers a practical and secure payment solution.
The Rates
At Rawbank, we understand that managing your money is a major concern, so we offer competitive rates for our prepaid cards.
Our prepaid cards are accessible to all, regardless of income, and are a practical alternative for those who do not wish to or cannot open a bank account.
The price of the Rawbank prepaid card is 10,000 FC, a modest amount that offers access to a wide range of services. For foreign currency transactions, a fee of 3% is applied to the total transaction amount. It should also be noted that fees may be charged for certain operations, such as cash withdrawals at ATMs, balance inquiries, or requests for a replacement card in case of loss or theft.
We also offer monthly packages for regular users of our prepaid cards. Our packages provide unlimited use of the prepaid card and include benefits such as discounts on transaction fees and exclusive perks. These packages cater to the different needs of our clients, with options for monthly top-ups ranging from 50,000 FC to 250,000 FC.
At Rawbank, we are committed to providing transparent and accessible financial services to everyone. That is why we offer affordable rates for our prepaid cards and advantageous plans for regular customers. We are proud to support our clients in their daily money management and to offer practical and economical options for their financial needs.
The Advantages and Disadvantages
The Rawbank prepaid card is a convenient electronic payment method for those who want to limit their expenses to a certain amount and avoid overdrafts. This card is rechargeable at any time and can be used for online or in-store payments. However, like any other financial product, it has advantages and disadvantages that are important to know before making a choice.
The advantages of a Rawbank prepaid card are numerous. First, it allows you to control your expenses by limiting the available amount on the card. Thus, it's easier not to exceed your monthly budget. Additionally, it's accessible to everyone, even those who cannot access a traditional bank account. The Rawbank prepaid card is easy to obtain and requires no credit check or minimum income.
Easy Top-Up with the Mobile App
Moreover, the virtual card can be easily recharged via Rawbank's mobile app, in branches, or using online payment channels. Clients can also create additional virtual cards for family members or friends. Lastly, the Rawbank virtual prepaid card is equipped with advanced security features, such as two-step verification and card deactivation in case of fraud or loss. Clients can also restrict spending and set spending limits for each virtual card created. This allows clients to better control their expenditures and reduce the risks of online fraud.
However, this card also has some drawbacks. First, it can involve management, reloading, and transaction fees, which can be high depending on the options chosen. Additionally, it does not allow for certain banking benefits, such as loans, authorized overdrafts, or loyalty programs. Finally, it does not allow for money transfer operations, direct debits, or cash deposits.
The Rawbank virtual prepaid card, a practical and economical alternative for managing daily expenses
In conclusion, the Rawbank prepaid card can be a convenient solution for those who want to control their spending and make secure online payments. However, it is important to fully understand its advantages and disadvantages before using it.