E-Line credit
E-Line credit
The e-Line loan is a cash flow loan intended for small and medium-sized customers, distributors of electric money, commonly called "Super dealers".
Choose the amount of your loan
Think about your project and estimate how much you will need to carry it out.Our advisers can help you by telephone at this stage.
Apply for credit
Download and complete the Facturis credit application form, then send us the completed form.
Make your choice by subscribing to one type of service or another.
What are the eligibility criteria for e-Line credit?
- To be an authorized distributor (super dealer) of one or several Telecommunication Companies that are clients of Rawbank ;
- Have an ongoing business relationship with the telecommunications company(ies) for at least 2 years;
- At least three years of existence of the activity
- A letter of recommendation from the telecommunications company recognising the distributor as a super dealer ;
- To have a current account at Rawbank for at least 6 months.
What are the characteristics of e-Line credit?
- A fixed-term advance granted in the form of a revolving loan*;
- A 12-month period ;
- An annual interest rate of 12%.
Advantages of E-Line credit
It allows the customer, the super dealer, to :
- Strengthen its financial capacity in order to reach its sales objectives in the best conditions.
- To acquire electronic money from telecommunication companies.
Rawbank e-LIne credit
Rawbank is a leading commercial bank in the Democratic Republic of Congo, offering personalized services to help customers better manage their finances and realize their projects. We are here to help you find the financing solution best suited to your needs.
If you're looking for a cash credit solution for SME customers, the E-Line credit application is the perfect solution to meet these immediate needs. However, the eligibility criteria for an e-line credit vary from one lender to another. To be eligible for e-line credit from Rawbank, you must have had a continuous business relationship with the telecommunications company(ies) for at least 2 years, have been in business for at least 3 years, have a letter of recommendation from the telecommunications company recognising the distributor's status as a super dealer, and have held a current account with Rawbank for at least 6 months.
Interest rates and charges on comfort loans
The repayment period can be up to 12 months, with an annual interest rate of 12% of the average monthly income.
The different credit options available
It is important to weigh up the various customs clearance credit options available before making a choice. Criteria to consider include the interest rate, any associated fees, the repayment period, the amount granted and the lender's reputation and track record. It is also important to consider your own financial situation and needs before making your choice.
However, it is important to understand the terms and conditions of the loan before committing yourself, to avoid financial pitfalls.
If you have any questions or concerns, please do not hesitate to contact us. Rawbank is here to help you find the best solution for your urgent financial needs.