Investment account
Investment account : Renaissance
Rawbank offers its customers several solutions that enable them to send money both locally and internationally. These cost-effective solutions allow individual customers to manage their daily payments and corporate clients to handle their capital inflows and outflows.
Rawbank's investment account is a secure option to grow your money. Eligibility criteria, benefits, profitability, and offer details: discover everything you need to know about the Renaissance investment account offered by Rawbank.
To open an investment account and invest in the stock market with Rawbank, you need to meet certain criteria:
1
Already be a holder of a Rawbank account (current account or Loyalty account).
Fill out the subscription form for the Renaissance investment account
3
Make an initial minimum deposit.
Your investment account allows you to :
- Monthly debit from your Rawbank main account to your investment account
- Automatic repayment by debiting your Rawbank savings account, at maturity and/or in the event of termination of your contract, to your main account.
- Cash or debit withdrawals from your Renaissance investment account
Welcome to Rawbank, your trusted online bank in the Democratic Republic of Congo. We're here to help you achieve your financial goals by offering a full range of products and services, including investment accounts to help you grow your money.
What is an investment account?
An investment account is a great way to make your money work for you. In fact, at Rawbank, we offer a variety of investment accounts, including brokerage accounts, individual retirement accounts (IRAs), trust investment accounts and managed investment accounts.
What are the benefits of an investment account?
Investment accounts offer numerous advantages to investors in the Democratic Republic of the Congo and can be summarized in a few key points :
- Higher Potential Returns:
Investment accounts offer the potential for higher returns compared to traditional savings accounts. For example, by investing in securities such as stocks, bonds, and mutual funds, you can expect greater long-term gains to support projects in Africa, the DRC, or elsewhere in the world.
- Diversification
Investir dans une variété de titres vous permet de diversifier votre portefeuille et de réduire le risque de pertes importantes en cas de défaillance d’une entreprise ou d’une classe d’actifs particulière.
- Flexibilité : Les comptes d’investissement offrent une grande flexibilité en termes de choix de titres, de stratégies d’investissement et de montants investis. Vous pouvez personnaliser votre portefeuille en fonction de vos objectifs financiers et de votre tolérance au risque.
- Flexibility
Investment accounts provide great flexibility in terms of choice of securities, investment strategies, and invested amounts. You can customize your portfolio based on your financial goals and risk tolerance.
- Tax Benefits:
Certain types of investment accounts, such as individual retirement accounts (IRAs) and trust investment accounts, offer tax benefits such as tax deductions and tax deferrals.
Steps to Invest Through an Investment Account:
If you wish to invest through an investment account, Rawbank can provide you with all the necessary tools. The first step is to open an account with Rawbank.
The second step involves providing the required information. When opening your investment account, you will need to provide personal information such as your name, address, phone number, email address, or national identification number.
The third step is to choose the type of investment account that best suits your goals and risk tolerance.
Among the different types of accounts are:
- Brokerage Account, which allows you to invest in a wide variety of securities, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), and more. Brokerage accounts also provide access to advanced research and analysis tools to help you make informed investment decisions.
- Individual Retirement Accounts (IRAs),which are an excellent way to help plan for your retirement. At Rawbank, we offer traditional IRAs and Roth IRAs to meet your long-term financial planning needs.
- Trust Investment Accounts, which are an excellent way to protect your assets for future generations. These accounts are managed by professional trustees who ensure that your assets are invested prudently and responsibly.
- Managed Investment Accounts,which are managed by investment professionals who invest your money on your behalf. These accounts often come with higher fees but also offer professional management and investment diversification.
The fourth step involves making an initial deposit. You will need to make an initial deposit into your investment account to start investing. The minimum deposit amount varies depending on the type of account you have chosen.
The fifth and final step, but not the least, is to monitor your investments: It is important to regularly monitor your investments to ensure they are on track to achieve your financial goals. At Rawbank, we offer a variety of tracking and analysis tools to help you monitor your investments, such as stock charts, financial news, and information on the profitability of different products.
Once you have chosen your investment product, you can manage and monitor it to ensure it meets its objectives. You can also learn about different investment options and decide to diversify your portfolio to take advantage of the benefits of the stock market and other investment solutions.
Rawbank also offers a premium package for both individuals and businesses. This package offers many benefits for those who wish to invest and grow their capital. Those with the premium package have access to a current account that provides access to foreign currencies, a savings account that includes solutions to grow their capital at attractive rates, a gold Visa card, and finally, three digital remote banking solutions (SMS Alert, Illicocash, and Rawbank online).
Opening a Rawbank investment account, the solution tailored for you!
In conclusion, Rawbank, your trusted online bank in the Democratic Republic of the Congo, offers a comprehensive range of products and services, including investment accounts to help you achieve your financial goals. Investment accounts offer many advantages to investors, such as higher potential returns, diversification, great flexibility, and tax benefits. If you wish to invest through an investment account, Rawbank can provide you with all the necessary tools. Simply open an account, provide the required information, choose the type of account that best suits your goals and risk tolerance, make an initial deposit, and regularly monitor your investments to ensure they are on track to achieve your financial goals.