Credits

Easy Shop credit

Easy Shop

Easyshop credit is a consumer credit for the purchase of goods (generally household equipment) from merchants approved by the bank.
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Interest Rate per annum

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Minimum Monthly Salary

UPTO
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Months Loan Term

Choose your loan amount

If you need to purchase household appliances, our advisors can assist you by telephone during this step.

Make your application

Download and complete the Easy Shop credit application form and then send the completed form to us.

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Your purchase request has been processed. Your preferred dealer is ready to serve you.

Discover the eligibility criteria for Easy Shop credit

Discover the features of Easy Shop credit

Documents required to obtain Easy Shop credit

Les marchands agréés par Rawbank

Kinshasa

Electroménager et meuble

Quincaillerie et matériel informatique

Kongo Central

Kwilu-Ngongo

Kimpese

Matadi

Lubumbashi

Commerce Général

Likasi

Commerce Général

Kakanda

Commerce Général

Kolwezi

Commerce Général

Sakania

Commerce Général

Goma

Etablissemernt et meubles

More information

Rawbank Easy Shop Loan

Rawbank is a leading commercial bank in the Democratic Republic of Congo, offering personalized services to help clients better manage their finances and realize their projects. We are here to help you find the financing solution best suited to your needs.

 

Eligibility criteria for obtaining a loan quickly.

 

Indeed, if you are looking for a quick way to obtain financing, the Easy Shop loan application is the perfect solution to meet these immediate needs. This type of loan is increasingly popular in the DRC, particularly due to its simplicity and speed. Easy Shop loans can be used to purchase goods from authorized merchants. However, eligibility criteria for Easy Shop loans vary from one lender to another. To be eligible for Rawbank’s Easy Shop loan, you must be between the ages of 25 and 60, be employed by a company approved by Rawbank, have a minimum salary of USD 200, and have an employment contract with at least one year of seniority.

The amounts offered by Rawbank for express loans range from USD 150 to USD 5,000. Repayment terms can be up to 13 months. It is important to note that interest rates and fees associated with express loans may be higher than for other types of loans. This is due to the greater risk incurred by the bank when granting an Easy Shop loan, as there is less time to assess the borrower’s repayment capacity. At Rawbank, the monthly interest rate is negotiated according to the employer’s profile, with monthly payments not exceeding 45% of the net monthly salary. This is a fixed-term advance (FTA), with a credit amount not exceeding 24 months of net salary.

It is important to carefully evaluate the different easy shop credit options available before making a choice. Criteria to consider include the interest rate, associated fees, repayment term, the amount granted, as well as the lender’s reputation and history. It is also important to consider your own financial situation and needs before making your choice.

 

In short, easy shop credit can be an attractive option for meeting urgent financial needs. However, it is important to fully understand the loan terms before committing to avoid financial pitfalls. It is also important to carefully assess your repayment capacity before applying for easy shop credit. Although this type of credit is quick and easy to obtain, it can quickly become expensive if repayment is not made on time.

 

If you have any questions or concerns, do not hesitate to contact us. Rawbank is here to help you find the best solution for your urgent financial needs.

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