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Study Credit
Study Credit is a consumer credit designed for the payment of tuition and academic fees for employees' children in approved companies.
Earn up to 5 months' salary to finance your children's education !
Pay it off over 13 months.
Receive an answer in less than 24 hours.
Choose your loan amount
Think about your project and estimate the necessary amounts for its realization. Our advisors can assist you over the phone during this step. Our advisors can assist you by telephone at this stage.
Make your application
Download and complete the Comfort credit application form, then send us the completed form.
Finance your children's schooling
Your loan application is processed, and the released funds are available in your account.
Discover the eligibility criteria for Study credit
- Be aged between 25 to 60 years (60 to 65 years in the case of Seniors)
- Be employed by a company approved by Rawbank
- Have a minimum salary of 150 USD ;
- Have a work contract with a minimum of 1 year’s tenure
Discover the Features of Study credit
- Ranging from USD 150 to USD 5 000 ;
- A monthly interest rate of 2.5% (USD) and 3.75% (CDF) ;
- For up to 13 months
- With a monthly installment amount not exceeding 35% of the net monthly salary
Study credit Rawbank
Rawbank is a leading commercial bank in the Democratic Republic of the Congo, offering personalized services to help customers better manage their finances and achieve their projects. We are here to assist you in finding the most suitable financing solution for your needs.
Indeed, if you're looking for a quick way to obtain funding for your children's schooling, a study loan application is the perfect solution to meet those immediate needs. This form of loan is becoming increasingly popular in the EWC, not least because of its simplicity and speed. However, eligibility criteria for a student loan vary from lender to lender. To be eligible for a Rawbank student loan, you must be between the ages of 25 and 60, be employed by a Rawbank-approved company, have a minimum salary of 150 USD, and have an employment contract with at least 1 year's seniority.
Interest rates and fees on loans
The amounts offered by Rawbank for express credits range from USD 150 to up to USD 5,000. Repayment terms can be up to 13 months. It is important to note that interest rates and fees associated with express credits may be higher than for other types of loans. This is due to the higher risk incurred by the bank when granting an express credit, as there is less time to assess the borrower's ability to repay. At Rawbank, the monthly interest rate is negotiated according to the employer's profile, with monthly payments not exceeding 45% of net monthly salary. This is a fixed-term advance (ATF), with a credit amount not exceeding 13 months' net salary.
Different credit options available
It's important to evaluate the various study credit options available before making a choice. Criteria to consider include interest rate, associated fees, repayment term, amount granted, and the lender's reputation and track record. It's also important to consider your own financial situation and needs before making your choice.
In short, a study loan can be an interesting option for meeting urgent financial needs. However, it's important to understand the terms and conditions of the loan before committing yourself, to avoid any financial pitfalls. It's also important to assess your repayment capacity before taking out a student loan.
If you have any questions or concerns, do not hesitate to contact us. Rawbank is here to help you find the best solution for your urgent financial needs.