Spokesperson
Dedicated Team Behind RAWBANK Success
General Manager
General Manager
Mustafa RAWJI

Born in Kinshasa, Mustafa Rawji completed his secondary education in London and obtained a master's degree in finance in Boston (Babson College. He began his career at Calyon Bank, first in Geneva, then in Paris. In 2002, he helped created RAWBANKTwo years later, he took the initiative to acquire additional international banking experience and joined HSBC in Dubai, where he worked for five years as a sales executive in the Corporate, Investment & Merchant Banking department.
In September 2009, he joined RAWBANK as Deputy Secretary General. He successively held the positions of Chairman of the Credit Committee, Head of the Marketing & Communication Department and Chairman of the Quality Committee. At the end of 2013, he was appointed Director of Strategic Development and, in 2014, Vice-Chairman of the Management Committee. In July 2015, he was appointed Deputy General Manager in charge of support and infrastructure. He was appointed Managing Director in 2020.
In September 2009, he joined RAWBANK as Deputy Secretary General. He successively held the positions of Chairman of the Credit Committee, Head of the Marketing & Communication Department and Chairman of the Quality Committee. At the end of 2013, he was appointed Director of Strategic Development and, in 2014, Vice-Chairman of the Management Committee. In July 2015, he was appointed Deputy General Manager in charge of support and infrastructure. He was appointed Managing Director in 2020.
Deputy General Manager – Administration and Risks
Deputy General Manager – Administration and Risks
Christian KAMANZI

Christian Kamanzi has a degree in applied economics and accounting and is a graduate of FUCAM in Mons (Belgium). Christian Kamanzi acquired his first professional experience as a junior auditor at DRT-Cabinet Michel Vaes in Brussels (now Deloitte & Touche). In 1993, he moved to Kinshasa where he was assistant treasurer at Citibank In 1996, he became vice-president in charge of operations and sales at the Banque de Commerce et de Développement in Kinshasa. In 2002, he returned to Citibank where he was appointed Director of Treasury until 2004, when he became General Manager of the Union des Banques Congolaises.
In 2007, he joined RAWBANKas director and member of the Management Committee. In 2013, he was appointed to head the Operations and Security Department. He held the position of Secretary General in April 2018 until his appointment as Deputy Managing Director in charge of Administration and Risk since April 2019.
Simultaneously, he chairs the Board of Directors of Interswitch, the EIG in charge of coordinating the Multipay Interbank Project.
In 2007, he joined RAWBANKas director and member of the Management Committee. In 2013, he was appointed to head the Operations and Security Department. He held the position of Secretary General in April 2018 until his appointment as Deputy Managing Director in charge of Administration and Risk since April 2019.
Simultaneously, he chairs the Board of Directors of Interswitch, the EIG in charge of coordinating the Multipay Interbank Project.
Deputy General Manager – Support and Infrastructure
Deputy General Manager – Support and Infrastructure
Nadeem AKHTAR

Nadeem Akhtar holds a Master's degree in Finance and Control from New Delhi and has 15 years of experience in the banking sector, initially as a credit officer in an Indian bank in New Delhi. He joined RAWBANK in 2004 as Head of Credit and later became Chief Risk Officer.
He has been Deputy Managing Director in charge of support and infrastructure since April 2019.
He has been Deputy Managing Director in charge of support and infrastructure since April 2019.
Director of the Treasury
Director of the Treasury
Antoine KIALA

Antoine Kiala holds a master's degree in business administration from ICHEC/Entreprises/Belgium and a bachelor's degree in commercial and financial sciences from ISC/Gombe. He started his banking experience in 1977 at the Commercial Bank of Congo (BCDC), where he successively evolved in various departments: Customer, Business, and Financial Management, through the Currency Unit.
In 2001, he actively participated in the creation of RAWBANK as Head of Treasury. He took turns in training and internships in banking, treasury and trading, notably in London, Brussels, Johannesburg, Paris, and Kinshasa. In 2016, he became a Director and member of the Management Committee. Antoine Kiala is currently Director of Treasury.
In 2001, he actively participated in the creation of RAWBANK as Head of Treasury. He took turns in training and internships in banking, treasury and trading, notably in London, Brussels, Johannesburg, Paris, and Kinshasa. In 2016, he became a Director and member of the Management Committee. Antoine Kiala is currently Director of Treasury.
Director of Performances and Network
Director of Performances and Network
Naïma ISSAWI

Naïma Issawi Darediya has a degree in Management and Administration. She also holds a Master's degree in International Finance and a Master's degree in E-service from the University of Namur, Belgium. in E-service from the University of Namur, Belgium. She then took up the post of at the international bank Société Générale in Beirut.
In 2005, she joined Rawbank, where she held a number of positions, including Private Banking Officer, Electronic Banking Project Manager for the acquisition of the acquisition of Visa & MasterCard licences, in connection with the project to development project, a period that marked the start of digitalization at Rawbank.
In 2014, Naïma Issawi Darediya was appointed Head of Human Resources at Rawbank before continuing her career at the bank as Head of Performance & Network since 2017.
In 2005, she joined Rawbank, where she held a number of positions, including Private Banking Officer, Electronic Banking Project Manager for the acquisition of the acquisition of Visa & MasterCard licences, in connection with the project to development project, a period that marked the start of digitalization at Rawbank.
In 2014, Naïma Issawi Darediya was appointed Head of Human Resources at Rawbank before continuing her career at the bank as Head of Performance & Network since 2017.
Commercial Director
Commercial Director
Etienne MABUNDA

Etienne Mabunda is a graduate of the Ecole des Hautes Etudes Commerciales in Montreal and the Catholic University of Louvain After several professional experiences in Belgium, he joined RAWBANK as a retail officer in 2005 before becoming successively Private Officer, Corporate Officer, and Corporate Manager. He was appointed National Corporate Banking Manager in August 2009 and then Corporate and Institutional Banking Manager.
He became Sales Director in April 2018.
He became Sales Director in April 2018.
Director of Risk
Director of Risk
Dave LECHUANGE

Dave Lechuange holds a Master's degree in Economics and Management from the University of Kinshasaas well as a Master's degree in Audit and Business Review from the Haute École Francisco Ferrer in Brussels and a complementary Master's degree in Financial Risk Management from the Université Saint-Louis in Brussels. Dave Lechuange was deputy chief accountant at BIAC from 2006 to 2011, then Administrative and Financial Director of BGFI Bank from 2011 to 2012.
He then joined APPCO Group as Sales Manager, before joining RiskDynamics as a risk analyst. In 2015, he joined RAWBANKas Head of the Credit Risk Department. He was appointed Deputy Chief Financial Officer in 2017, then Risk Manager in March 2019.
He then joined APPCO Group as Sales Manager, before joining RiskDynamics as a risk analyst. In 2015, he joined RAWBANKas Head of the Credit Risk Department. He was appointed Deputy Chief Financial Officer in 2017, then Risk Manager in March 2019.
Director of Strategic Development
Director of Strategic Development
Thomas de DREUX-BREZE

A business school graduate, Thomas began his career in investment banking at Société Générale and Deloitte in Paris, where he spent 6 years advising company directors on their mergers and acquisitions projects. Working with entrepreneurs inspired him to set up his own business.
He created CookUp, a company offering subscriptions to gourmet food boxes, which he developed over 2 years before selling it to a competitor. On his return to the corporate world, Thomas took over responsibility for international purchasing and business development for an SME in the technical textiles sector.
In 2015, he joined Rawbank as Head of Strategy and Controlling. Between 2018 and 2020, in parallel with his position, he began an MBA, TRIUM (HEC Paris, London School of Economics and New York University) from which he graduated in 2020. Thomas is now Director of Strategy Devlopment, in charge of relations with international partners (fundraising, co-financing, etc.) and intrapreneurial projects (e.g. bankinsurance).
He created CookUp, a company offering subscriptions to gourmet food boxes, which he developed over 2 years before selling it to a competitor. On his return to the corporate world, Thomas took over responsibility for international purchasing and business development for an SME in the technical textiles sector.
In 2015, he joined Rawbank as Head of Strategy and Controlling. Between 2018 and 2020, in parallel with his position, he began an MBA, TRIUM (HEC Paris, London School of Economics and New York University) from which he graduated in 2020. Thomas is now Director of Strategy Devlopment, in charge of relations with international partners (fundraising, co-financing, etc.) and intrapreneurial projects (e.g. bankinsurance).
Director of Finance
Director of Finance
Baby PALLIPADAN

Baby PALLIPADAN, 55, is a chartered accountant who graduated from the Institute of Chartered Accountants of India in New Delhi in 1992. He also holds a Bachelor of Commerce degree from the University of Calicut, India.
Baby Pallipadan is also "Fellow member of The Institute of Chartered Accountants of India".
During his career, he has worked as a consultant in various sectors. Since his arrival in the DRC in 1995, he has joined the RAWJI Group in various capacities, notably at BELTEXCO RDC (from 1995 to 2002), at RAWBANK SA (from 2002 to 2013), and at the RAWJI Group Corporate Office in Dubai (from 2013 to 2021). He returned to the DRC as CFO a.i. at RAWBANK (in May 2021).
Baby Pallipadan is also "Fellow member of The Institute of Chartered Accountants of India".
During his career, he has worked as a consultant in various sectors. Since his arrival in the DRC in 1995, he has joined the RAWJI Group in various capacities, notably at BELTEXCO RDC (from 1995 to 2002), at RAWBANK SA (from 2002 to 2013), and at the RAWJI Group Corporate Office in Dubai (from 2013 to 2021). He returned to the DRC as CFO a.i. at RAWBANK (in May 2021).
Director of Compliance
Director of Compliance
Isaac KALALA

Isaac KALALA holds a degree (Bac+5) in economic and social law and a (professional) diploma from the Institut Technique de Banque obtained at the Ecole Supérieure de la Banque de Paris (ex-CFPB). He began his professional career in 2006, in Kinshasa, as an intern in a law firm, before joining RAWBANK in 2008 after a brief stint with one of the local telecom companies.
In 2008, he held various positions within the Operations Department before joining the Legal Department as Legal Counsel. In June 2011, he was appointed Deputy General Counsel, with particular responsibility for Compliance. At the end of 2013, he piloted the project to make the Compliance function autonomous and separate from the Legal department, which he was de facto responsible for managing.
In 2020, he was appointed Head of Compliance, and is also in charge of Corporate Social Responsibility (CSR).
In 2008, he held various positions within the Operations Department before joining the Legal Department as Legal Counsel. In June 2011, he was appointed Deputy General Counsel, with particular responsibility for Compliance. At the end of 2013, he piloted the project to make the Compliance function autonomous and separate from the Legal department, which he was de facto responsible for managing.
In 2020, he was appointed Head of Compliance, and is also in charge of Corporate Social Responsibility (CSR).