Credits
Confort credit
Confort credit
Interest Rate per annum
Minimum Monthly Salary
Months Loan Term
Choose your loan amount
Think about your project and estimate the necessary amounts for its realization. Our advisors can assist you over the phone during this step. Our advisors can assist you by telephone at this stage.
Make your application
Download and complete the Comfort credit application form, then send us the completed form.
Subscribe to a service here
Your loan application is processed, and the released funds are available in your account.
- Be aged between the ages of 25 to 60 years
- Be employed by a company approved by Rawbank
- Have a minimum salary of 150 USD (except for civil servants, for whom it is 54 USD)
- Have an employment contract with a minimum of one year of seniority
- An amount not exceeding 50% of your salary ;
- With a monthly interest rate of 2.99% (USD) and 5.99% (CDF)
- Pour une durée allant jusqu?à 24 mois
More information
Rawbank Confort Credit
Rawbank is a leading commercial bank in the Democratic Republic of Congo, offering personalized services to help customers better manage their finances and achieve their projects. We are here to assist you in finding the most suitable financing solution for your needs.
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Indeed, if you are looking for a quick way to obtain financing, applying for a comfort loan is the perfect solution to meet these immediate needs. This type of loan is increasingly popular in the DRC, particularly due to its simplicity and speed. Express loans can be used to pay for daily expenses, bills, car repairs, medical expenses, or even to finance short-term projects such as travel. However, the eligibility criteria for an express loan vary from one lender to another. To be eligible for Rawbank’s express loan, you must be between 25 and 60 years old, be an employee of a company approved by Rawbank, have a minimum salary of 150 USD, have an employment contract with at least 1 year of seniority, and be the holder of a CDF or USD VISA card.
Interest rates and fees associated with express loans
Rawbank offers express loan amounts up to USD 2,000. Repayment terms can be up to 24 months (depending on the employer’s credit approval). It is important to note that interest rates and fees associated with express loans may be higher than with other types of loans. This is due to the higher risk incurred by the bank when granting express loans, as there is less time to assess the borrower’s repayment capacity. At Rawbank, the monthly interest rate is negotiated according to the employer’s profile, with monthly payments not exceeding 50% of net monthly salary. This is a fixed-term advance (ATF), with a loan amount not exceeding 24 months of net salary.
Solvency criteria
Rawbank offers online comfort loan applications, which are processed automatically and without a credit check. The required documents are generally limited to proof of income and an ID. However, it’s important to fully understand the eligibility criteria and repayment terms before submitting an express loan application.
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To this end, some banks provide businesses with a comprehensive online banking comparison tool to help you find the best deals on the market. Moreover, with a fully automated comfort loan application and processing, you can obtain the necessary funds without a credit check. This makes it an ideal option for those whose credit file is considered more complex to finance.
Different credit options available
It is important to carefully evaluate the different express credit options available before making a choice. Criteria to consider include interest rate, associated fees, repayment duration, the amount granted, as well as the reputation and history of the lender. It is also important to take into account your own financial situation and needs before making your choice.
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In summary, express credit can be an interesting option to meet urgent financial needs. However, it is important to understand the loan conditions before committing, to avoid financial pitfalls. It is also important to assess your repayment capacity before subscribing to express credit. Indeed, although this type of credit is quick and easy to obtain, it can quickly become costly if repayment is not made within the stipulated timeframes.
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If you have any questions or concerns, do not hesitate to contact us. Rawbank is here to help you find the best solution for your urgent financial needs.