{"id":14,"date":"2021-02-19T13:35:30","date_gmt":"2021-02-19T12:35:30","guid":{"rendered":"https:\/\/rawbank.com\/corporate\/?page_id=14"},"modified":"2023-05-09T18:20:38","modified_gmt":"2023-05-09T16:20:38","slug":"tresorerie","status":"publish","type":"page","link":"https:\/\/rawbank.com\/corporate\/tresorerie\/","title":{"rendered":"Tr\u00e9sorerie"},"content":{"rendered":"\t\t
Au sein de Rawbank, la tr\u00e9sorerie tourne autour de 3 activit\u00e9s principales :<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t La tr\u00e9sorerie a pour mission de g\u00e9rer les avoirs liquides de la banque afin de couvrir \u00e0 terme \u00e9chu les engagements \u00e0 court terme de celle-ci.<\/p> La tr\u00e9sorerie g\u00e8re les fonds et les flux financiers, en s\u2019assurant de l\u2019\u00e9quilibre optimal entre les encaisses, que les agences utilisent pour servir la client\u00e8le, les fonds d\u00e9tenus chez les correspondants et \u00e0 la banque centrale et les fonds plac\u00e9s.<\/p> En fonction des co\u00fbts, des risques et des besoins des agences, elle fixe les plafonds (limites op\u00e9rationnelles) des encaisses de celles -ci.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t La tr\u00e9sorerie intervient directement sur le march\u00e9 interbancaire pour pr\u00eater ou emprunter les liquidit\u00e9s. Elle intervient \u00e9galement sur le march\u00e9 de change pour ouvrir ou couvrir les positions de change.<\/p> Elle organise les cotations des segments de produits qui demandent le taux (taux de change, taux cr\u00e9diteur des d\u00e9p\u00f4ts), en fonction de l\u2019\u00e9volution du march\u00e9, et fixe les limites des positions de change des agences. Elle veille \u00e9galement aux dispositions r\u00e8glementaires relatives \u00e0 la surveillance de la position de change.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t En cas d\u2019exc\u00e9dents de liquidit\u00e9, la tr\u00e9sorerie place ces exc\u00e9dents pour augmenter la marge nette d\u2019int\u00e9r\u00eat. En situation de d\u00e9ficit, elle recourt au financement en essayant de minimiser son co\u00fbt et son volume.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t Au sein de Rawbank, la tr\u00e9sorerie tourne autour de 3 activit\u00e9s principales : Assurer la liquidit\u00e9 de la banque La tr\u00e9sorerie a pour mission de g\u00e9rer les avoirs liquides de la banque afin de couvrir \u00e0 terme \u00e9chu les engagements \u00e0 court terme de celle-ci. La tr\u00e9sorerie g\u00e8re les fonds et les flux financiers, en […]<\/p>\n","protected":false},"author":1,"featured_media":7553,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-14","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nAssurer la liquidit\u00e9 de la banque<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
G\u00e9rer le risque de change et de taux<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
Optimiser le placement des exc\u00e9dents de tr\u00e9sorerie<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t